1st American Card Service Review

Company Name 1st American Card Service
Overview 1st American Card Service is a California based company, which is in business since 1985. This company provides a  complete merchant account solution. It offers comparatively lower pricing than other vendors and operates from a P.O Box. 1st American Card Service offers bank direct merchant accounts consequently reducing the cost of middlemen. This company doesn’t have a public facing blog, twitter or facebook profile.
Date Established: 1985
Location Murrieta,California 
Domain Name(s) www.1stamericancardservice.com
Parent/Partner Company Avalon America Corporation
Type Registered ISO/MSP
Acquiring Bank(s) (Acquirer) Westmerica Bancorporation, Wells Fargo 
Payment Processor(s) iPayment
Payment Gateway Authorize.Net 
Trust Symbols A+
Negative Reviews/Complaints There are very few complaints against 1st American Card Service. Some complaints can be found RipOffReport, Complaints Board and MeasuredUp.
Testimonials N/A
Common Complaints N/A
Security/Privacy Not HTTPS secured
Contract Duration Short term contract
Cancellation Fee No cancellation fee
Interchange-Plus Pricing On Request
Seasonal Downtime It offers seasonal downtime. 
Product/Service Offering Mail Order/Telephone Order (MOTO), Retail (Credit/Debit),  Virtual Terminal, Wireless, Quickbooks Integration, Check Processing, Yahoo Stores, Online/e-Commerce Payments.
Product/Service Specialty N/A
Cost Per Month $20
Startup Cost On request
Account Setup Time 5 working days
Customer Service Yes
Gateway Fee  Fee not disclosed
Statement Fee $9/month
Chargeback Not Highlighted
Recurring Billing Not Highlighted
Discount Rate 2.30%
Internet Based Features Yes
Real Time Solution Price $359
Application Fee Nil
Ratings 2.5/5
Verdict Suitable for mid-sized company. 

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